...the other half of my birthday present today. The first half was a deposit into my bank account. The other half was a bit more extravagant.
See, my wonderful parents have financed a lot for me over the past few years. But, having limited funds themselves, and desiring that I take responsibility for my own decisions, they also kept a running tally of these payments made on my behalf.
Over time, I've paid down about half the total amount, and in the past year I dutifully sent Madre a check every month.
Today, she told me that she is canceling the remainder of my debt: $4,205.42.
I started crying and could hardly speak. Even now, three hours later, I'm tearing up. Two weeks ago I had a $4,600 balance on my credit card and owed $4,200 to my parents in addition to my student loans (somewhere around $43,000 plus a lot of interest).
Today, my credit card is under $2,000. I owe my parents nothing. And while I won't be paying on the student loans for a year or so, the amount I pay off at the end of that year will equal far more than if I were paying monthly.
I don't deserve such grace.
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